Short Term Medical is the ideal solution for individuals needing temporary medical coverage while going through some of life’s many transitions. Short Term Medical is temporary health insurance for individuals younger than 65 looking for coverage for themselves or their families during life’s many transitions. With a Short Term Medical policy, you choose how the coverage fits your needs or the needs of your family. You select the deductible, coinsurance, and length of coverage so you know that you have prepared if an unexpected medical circumstance arises.